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The 9 Things Your Real Estate Agent Does for You When Listing Your Home

May 10, 2018 by Jimmy

Thing #8

Closing preparation.

New closing regulations require a 3-day clear to close period.  During that time your real estate agent will work closely with your lender, buying agent, buying lender, and closing attorney to work out any last minute items to finalize closing terms.

 

The closing of your home will seem like it is floating in thin air so here are the things going on behind the scenes, getting your home clear to close.  Whichever party is paying the closing cost of the loan will pick a title company to research the title of the property to make sure it is clear from any liens or legal action.  The title company will also issue title insurance, confirming for the the buyer that you have the legal right to sell, and ensuring that the deed is properly recorded. This title search is performed by the title company’s legal team and will take several days. The loan will have to be properly applied for at this time.  

Prior to contract, the buyer would have only had a preapproval.  The preapproval is part of the loan authorization process. The buyer will submit all paperwork to their loan officer, and their loan officer will send it to underwriting.  The underwriters will then look over the file to make sure it is complete. The underwriters are double and triple checking the accuracy of the loan. Often times the underwriter will send a file back out with conditions.  Conditions are requests for documentation like pay stubs or pay offs etc. This is normal, and the more responsive the buyer is the quicker it can be resubmitted.

The buyer will also be working on a homeowner insurance quote while you and your real estate agent work on clearing on all inspection contingencies.  After all are completed, a clear to close with a three day hold will be issued. The buyer will make a final walk through usually the day of the closing.  You and the buyer will also schedule changes of utilities. All these things will take 30-45 days, typically, and finally, your real estate agent and yourself will sit down at the closing table, signing documents and completing the sale of your home.

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Filed Under: Louisville Real Estate, Real Estate Agents, Realtor, Selling a house

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My husband and I highly recommend Jennifer and Jimmy Smith, The Jewell Smith Group! They have been a blessing from God, truly. We could call on them at any time, and they would happily answer any questions or concerns that we may have had. They helped us find the perfect New Construction for our family! We can’t thank you guys enough!!! You all will be our lifelong Realtors!!!

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Very helpful and very quick responses! Our house sold in pretty much less than a day! Also, they are great with looking for a house and always willing to meet up!

Molly Laws Mershon
 

You'll find professional, caring individuals here that want to listen to what you want to achieve then define what is possible in today's market. Great people to deal and very detailed oriented who will guide you in buy / sell your home. Make sure you consult with Jennifer and Jimmy when you feel it is time to buy / sell.

Nick Ellis
 

Great team to work with! They have helped us buy and sell land and houses over the last 7 years! We have referred multiple friends! Love them!

Lindsey Shapuras-Graves
 

Jimmy did such a great job finding my daughter a great starter home! Such an easy experience

Sondra Apanewicz
 

So this just happened! This week I sold my very first house and purchased my new home. It was a long processed but God is more than faithful and surpasses my wildest thoughts and dreams. I am so undeserving but he continues to shine his light on me and I am more than grateful! Here’s to new beginnings... The Jewell Smith Group

Whitney Hodge
 

I was referred to Jimmy & Jennifer through my mom. They were there every single step of the way. No matter what they were doing they made sure to answer my call and reassure me everything was going well. They found me my home on the first day hunting. They got the price lowered, got the seller to pay closing costs, and had them repair everything that came back on inspection. Jimmy & Jennifer are a great team and amazing at what they do. I would definitely recommend to anyone house hunting or looking to sell. They make it less stressful and put some fun into it. They even purchased me 3boxes of diapers of closing day. I can't thank you enough for all you have helped me accomplish this past month! I will definitely be back when it comes time to sell and find a bigger home!

Ashley Apanewicz
 

Beautiful - this is an amazing transformation! We lived in this house for ten years back in the 80s-90's. (moved out 20 years ago)

Wayne N Carolyn Arnold
 

I can't say enough about Smith Reality!!! Jennifer went above and beyond in helping us sell our home last year and our parents home, recently, within 24 hours!! She's quick to answer calls and any question you may have! Very easy to talk to as well! Don't hesitate to contact her with any real estate needs - she's your girl!! Thanks again Jennifer, for everything!!

Melissa Blakeman McGrath
 

By far the best! Highly recommend! The professionalism, hard work, dedication and commitment of Jimmy and Jennifer is second to none!

Gary Motley
 

This team helped us find our home very quickly! They were extremely helpful throughout the entire process which helped us to relax without the stress. I'm thankful for this team and all of their support!

Shelby Marie Wilson
 

I HIGHLY recommend The Jewell Smith Group if you need a motivated Realtor. They will never let you down!! Jennifer sold my parents home within 24 hours. Thank you guys for everything, I cant thank you enough!! You guys are AWESOME!!

Tammy Goodlett
 

Loved our experience with Jennifer, my husband and myself were first time home buyers, and she made it super easy! Never complained about the 5 million questions I had and was always on top of everything! Will use again if we move!

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I highly recommend the The Jewell Smith Group. Jennifer was very knowledgeable and helpful throughout the entire process of selling my Mom and Dad's house. Thanks Jennifer for all you did for me.

Sharon Lowen Mudd
 

Jennifer did an amazing job selling my first house...it sold in 10 days for more than the original asking price! Would highly recommend!

Stephanie Smith
 

We absolutely loved working with Jimmy Smith i have bought and sold a lot of homes over the years and this was my best experience of all. I would give the The Jewell Smith Group a A+ (Awesome Team Work)

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